Welcome to katrinaandrew.com (the "Website"). This Website is owned and operated by Katrina Andrew. By accessing or using this Website, you agree to be bound by these Terms and Conditions.

1. Services and Programs

Katrina Andrew provides various services and digital programs. By enrolling in any programs, you agree to the specific terms outlined at the time of purchase.

2. Refunds and Cancellations

We strive to provide high-quality content and transformative experiences. Please note the following regarding our refund policy:

1. Aligned & Alive Program: Please be advised that the Aligned & Alive Program is not 100% refundable. Any approved refunds will be subject to an administrative fee and a deduction for any portions of the programme already accessed or delivered.

2. All refund requests must be submitted in writing.

3. Our refund policies are designed to comply with the Australian Consumer Law (ACL).

3. Intellectual Property

The content, layout, design, data, and graphics on this Website are protected by Australian and international copyright laws. Content may not be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, except with the prior written permission of Katrina Andrew.

4. Limitation of Liability

To the maximum extent permitted by law, Katrina Andrew is not liable for any loss or damage (including indirect or consequential loss) arising from your use of the Website or participation in any programs.

5. Governing Law

These Terms and Conditions are governed by the laws of Australia and the state in which the business is registered.